Commercial Policy for Truckers and Motor Carrier Policies – Auto Fleet Managers
The motor carrier industry is composed of those companies that transport goods, materials or commodities by motor vehicle in California or any other states in the United States. The term “motor carrier” is defined in motor carrier regulations as “a common, contract, or private carrier of property by motor vehicle/” In the auto/trucker insurance industry, the term “trucker” is commonly used to refer to common or contract carriers, i.e. those motor carriers that transport property for hire rather than transporting their own property.
Schedule of Coverage and Covered Autos
- Symbol 41/61 – Any Auto
- Symbol 42/62 – Owned Autos Only
- Symbol 63 - Owned Private Passenger Type Autos Only
- Symbol 43/64 – Owned Commercial Autos Only
- Symbol 44/65 – Owned Autos Subject to No-Fault
Symbol 45/65- Owned Autos Subject to a Compulsory Uninsured
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